In my team at Fiserv, we are always looking for the best ways to help people manage their finances. Our latest digital innovation allows you to withdraw cash from an ATM without a card.
In this demo, we set up the withdrawal on the mobile, and use banking on wearables and location services with iBeacons/Bluetooth Low Energy to really make it easy. This new innovation delivers a rich and compelling banking experience that brings digital and offline together.

Me (left, at the podium) and my great colleague Andrew Barnett present CardFree Cash at Finovate Fall 2015
Check out the video of our demo (click to play fullscreen):
The video is also available at http://finovate.com/videos/finovatefall-2015-fiserv/